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Buy Now Pay Later Mobile Phones – Afterpay, Clearpay & Openpay

Robert Collins AuthorAuthor: Robert Collins
Updated April, 2024

Buy Now Pay Later services have become increasingly popular over recent years which is great for consumers because more shops are jumping on board.

Services like Afterpay, ZipPay, Clearpay and Openpay have made it easy for consumers to pay for various products in smaller installments.

We've provided a list of the most recommended retailers based on a number of factors, including Support, Shipping & Range of products.

Stores selling mobile phones that accept
Afterpay, Clearpay, Openpay, Zippay or Oxipay

WebsiteBuy Now Pay Later ServicesSupportRange of ProductsShippingVisit Site
FREEVisit Site
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FREEVisit Site

In today’s world having a phone is an essential part of life, necessary for interacting in a fast-paced and technologically-driven society.

Most people spend hours on their phones every day, talking to people, sending messages and engaging in social media which means it’s important to have a phone that suits you and your particular needs.

When looking for a new phone, there is a range of options on the market. It all depends on your personal taste and preferences.

To get an insight into what kind of things you should be looking at, here is a breakdown of some of the specs and brands to look out for, as well as different purchasing options.

Afterpay Phones: What To Look For When Choosing A Phone

Camera Quality

No phone today is complete without a decent camera. They have essentially replaced the good old point and shoot cameras we’ve used in the past, so it is hard to imagine having a phone without one.

As selfies are the order of the day when it comes to sharing your life on social media, all phones will have some kind of selfie option. If you’re a particularly huge fan of taking photos of yourself though, it might be worth looking into a model that has a front-facing camera and decent specs.

Battery life

Portable chargers are very helpful if your day involves being out and about. However, if you spend a lot of time on your phone, it’s worth getting one with decent battery-life in the first place.

Obviously, the extent of your battery-life really depends on how often you use your phone and what you use it for, but making sure your phone has a solid lifespan is a good choice.

Screen size

Once again, it all depends on what you’re going to be using your phone for. If you like taking pictures and watching videos then having a larger screen is the better option. If you’re planning to watch Netflix on your phone too, the bigger the screen, the better.

Be aware that a bigger screen could mean a bulkier phone that doesn’t easily fit into a pocket though. If you like to be on the move, a bigger screen could be a bit inconvenient.

Also, just because a phone has a big screen doesn’t mean that it’s necessarily going to look good. To make sure that the big screen is worth looking at, check the resolution and colour display. You want images to be of good quality and the colours to be vibrant.

Other features

Phones are incredibly complex, and if you want to get really technical, there are a lot of features you can look into.

One important factor to consider is the storage size on your phone. Even though you probably use cloud storage for a lot of your documents and pictures, having a decent amount of storage space means your phone will work more effectively.

Something else to consider is the importance of a headphone jack unless you’re happy to go wireless.

Top Brands And The Main Differences

When it comes to choosing an operating system (OS), you’ll quite easily divide a table of even the closest of friends.

Basically, phones are separated into those that operate on Android, and those that operate on iOS which is Apple’s proprietary operating system.

If you’re an Apple fan and see yourself having a range of Apple products, this is the way to go as all your devices will work together a lot easier if they all use the same foundational operating system.

However, if you’re more of an open-source fan and like the idea of being able to tailor apps to suit you, then Android is your best bet.

Also, Android supports a range of brands like Samsung and Huawei. Generally speaking and depending on the model, these can be less expensive than Apple.

According to Tech Radar, the top five smartphones in 2018 in Australia are the following:

  • Samsung Galaxy Note 9 (which is also considered the best smartphone in the world)
  • Samsung Galaxy S9 Plus
  • iPhone XS Max
  • Huawei Mate 20 Pro
  • Samsung Galaxy S9

As you can see from the options above, there is a focus on phones with bigger screens at the moment, which might not be for everyone. Also, a lot of these options are quite expensive, so it helps to look around for a more inexpensive option if you’re on a bit of a budget.

What Is Buy Now Pay Later?

Speaking about being on a budget – if you’re looking for a new phone and think you have a good idea of what you want and what’s going to work best for you, how do you pay for it?

Sure, it would be great to buy the phone cash, but not everyone has the means to do that.

One option is to use Buy Now Pay Later services like Afterpay, ZipPay, or Oxipay. Essentially they allow you to buy now and pay your purchase off later in interest-free instalments. For tech and phones Buy Now Pay Later accounts can be set up with ZipPay and Oxipay in Australia.

ZipPay and Oxipay – Buy Now Pay Later for Phones

ZipPay gives you the option to buy whatever you want, interest-free, up to $1000. All that you do is set up an account and make a purchase. Once a month, you’ll get a statement that details everything you bought. You can then choose to either pay it off immediately or in minimum payments of $40 (along with your $6 monthly account fee).

Oxipay also allows you to buy what you like upfront, but then manages the payback amount in four fortnightly instalments. With Oxipay, you also won’t pay any interest or additional fees, as long as you pay back your instalments on time.

With these two payment options, there’s no reason why you shouldn’t be able to get the phone you want, right now with the right payment option. Just be sure to do a bit of research about all the terms and conditions and find which option works best for you!

About The Author

Robert Collins

Robert Collins AuthorRobert runs most of the daily operations at Clever Shop List. From finding new categories to cover, to researching to blog content, he makes sure everything stays up to date and is running smoothly. He is also an expert on consumer behaviour.